Road to Empowerment 

Financial Tips

"Prosperity Boulevard"

You can go up the block to Elevation Lane for your 

Career Development and Training Tips 

Looking for ways to increase your paycheck by working smarter, not harder?

Well look no further! 

We are here to help with financial tips to start you on your way.

TIP OF THE WEEK 

Penny Pinching

Tired of living check to check?

Now is the time to get the most from your money.....



First, let's start by creating a budget:


*Write down the money you receive every month (all sources).


*Then create a list of your expenses, everything you pay each month.

(be sure to include any miscellaneous items)


*Once you have created each list, you will be able to see how much you earn and how much you spend on a monthly basis.

 

*Review these lists to see where you can begin to make cuts... 

YES, even if it means cutting back on the coffee and bagel 5 times a week.


*Seeing where to make cuts will show you what you need and what you can do without.


*Your penny-pinching list will serve as a guide to decreasing your expenses, one step at a time.

*Now that you see what you can live without, you can begin saving money.


*Place nickels, dimes, pennies, and yes even dollars that you would have spent into a jar or separate account and watch it grow.


*Challenge yourself by setting a timeline to see how much you can save in a specific period of time.... 

2 weeks, a month, 3 months, or even a year


 

*You will be surprised at how well you will do once you apply yourself.

FUN FACT 

About 63% of Americans today are living paycheck-to-paycheck since March 2020. Are you?

COMING SOON 


Record Your Spending


Household Expenses


Debt Determination

Penny Pinching


Debt to Income Review


Dispute Credit Items

0